
Patricia Nalini Giankas
Founder
& CEO, MyCreditz Inc.
Patricia Nalini Giankas is a Canadian
fintech entrepreneur with nearly five
decades of experience in financial services.
Throughout her career she has specialized in
consumer lending, mortgage financing, credit
education, and financial wellness.
She has served as a mortgage broker for more
than 20 years, a Licensed Insolvency
Counsellor for over 17 years, and has spent
more than a decade helping Canadians
understand and improve their financial lives
through credit education.
Patricia previously founded and successfully
exited two Canadian credit technology
companies before launching MyCreditz Inc.,
an AI-powered Credit Intelligence Platform
that helps consumers and financial
professionals make informed financial
decisions through predictive analytics,
simulations, and personalized guidance.
She is also the author of The Power of
Positive Credit and is recognized as an
advocate for financial literacy and
responsible borrowing.
Patricia’s mission is to transform the way
people understand credit - moving beyond a
single score to intelligent, data-driven
financial decision-making that empowers
consumers and strengthens the financial
services industry.